Are Lawyers and Title Companies Necessary When Buying a Home?

Depending on your state or province, a lawyer or a title company may be used in the purchase of your home. Although they may not always be necessary to purchase a home, they do offer valuable services that may save a lot of time and money in the long run. When choosing a lawyer or a title company first ask what services will be provided and for what fee. If you use a lawyer, be sure they have experience in real estate. Some services a title company or lawyer may include are; title search on the property, overseeing the land or property transfer, being present at the closing and ensuring a fair and reasonable contract. Unless you're paying cash, I can't emphasize enough how important it is to get pre-approved for a home loan and the realtor who gave you this video can help you get pre-approved, simply call their office. The service is free and you're under no obligation to buy a home. In addition, this realtor may have access to special low interest home loans and low-down payment home loans so you can buy a home with 100% financing. To get more information on any of these programs just pick up the phone and give them a call or visit their website. I wish you all the best in finding the home of your dreams.